This time of the year being a member of a medical aid is as stressful as your daughter getting married or your favourite pet being run over by your kind neighbour.
The pressure of having to make a choice as to whether you continue with the same plan as you are on this year, with the increase in monthly contribution OR whether you downscale or upscale can create a medical event in its own right.
Let me discuss simple solutions to lessen somewhat of the burden:
Talk to your financial advisor. Analyse the medical expenses you have had this year. How much of it was paid by your medical scheme and how much did you have to cough up?
Compare the cover you have this year against the cover for the same plan you have in 2016.